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Planning to Study in Canada? Full Guide on Cost, Loans, Universities & Life
Ultimate checklist on universities, costs, study abroad loans, visa guidance, and more to get started on your dream to study in Canada.
Top Universities
Living Cost
Avg Tuition
No Collateral Loan
Why Canada is a Top Study Destination for Indian Students
Canada is a leading choice for Indian students, with over 320,000 enrolled in recent years. Known for world-class universities, affordable tuition compared to the US and UK, and clear pathways to permanent residency, Canada combines academic excellence with long-term career opportunities.
Post-Graduation Work Permits (PGWP) allows up to 3 years of work after graduation, and the Express Entry system offers a direct path to permanent residency. Canada’s diversity, healthcare, and recognition of Indian degrees make it a strong choice for building your future.
Quick Facts
- Students in Canada can study in English or French, and sometimes both!
- Canadians love maple syrup a lot with many campuses even hosting pancake breakfast days.
- Canadian universities offer courses on making ice creams.
- With more than 150 spoken languages, it’s one of the most multicultural cities in the world and you'll never feel like an outsider.
How Much Does it Cost to Study in Canada
Tuition FeesVaries by university type & programC$15,000–C$65,000 per year
AccommodationOn-campus or off-campus housingC$8,000–C$15,000 per year
Living ExpensesFood, transport, & personal expensesC$10,000 – C$15,000 per year
Total Estimated Costs
Undergraduate Programs
- Tuition & Fees:C$15,000 – C$45,000/year
- Accommodation:C$8,000 – C$12,000/year
- Living Expenses: C$10,000 – C$12,000/year
- Annual Total: C$33,000 – C$69,000
Postgraduate Programs
- Tuition & Fees:C$20,000 – C$65,000/year
- Accommodation:C$10,000 – C$15,000/year
- Living Expenses:C$10,000 – C$15,000/year
- Annual Total:C$40,000 – C$95,000
Post-Study Work Visa & Job Opportunities
Post-Graduation Work Permit (PGWP)
Within 180 days of finishing the course, you can work full-time while awaiting approval.
It is valid for up to 3 years after graduation
Work Permits & PR Pathways
Canada offers clear routes to Permanent Residency through programs like the Canadian Experience Class (CEC) and Provincial Nominee Program (PNP) for international graduates.
Average Starting Salaries
- Business & ManagementC$55,000/year
- EngineeringC$65,000/year
- HealthcareC$70,000/year
- Computer ScienceC$68,000/year
Life & Culture in the Canada
Campus Life & Internship Opportunities
Canadian universities offer 350+ student clubs, academic societies, and cultural activities. Co-op programs and internships provide hands-on work experience during studies.
Indian Communities
Cities like Toronto, Brampton, Vancouver, and Surrey have large Indian communities with temples, markets, and festivals like Diwali and Holi. Most universities also have Indian Student Associations for events and networking.
Food & Lifestyle
Indian restaurants and grocery stores are easy to find across Canada, especially in Toronto and Vancouver. Stores like Panchvati Supermarket, Kaveri Supermarket, and Johnvince Foods offer Indian groceries, while apps like Uber Eats, DoorDash, and SkipTheDishes make Indian food just a tap away.
Cities to Live In
Student-friendly cities like Halifax, Ottawa, Calgary and Edmonton offer affordable living, strong job opportunities and a high quality of life. In fact, they are often 20%-30% less expensive than Toronto and Vancouver.
Transportation
Students benefit from discounted transport passes such as Presto Card (Ontario), Compass Card (Vancouver), and OPUS card (Montreal). Public transport systems (buses, subways, trains) are reliable and student budget-friendly.
Education Loan Options for Canada
Compare Loan Types
INR Loans (Indian Lenders)
- Interest rates start from 8.25%* p.a.
- Max loan amount: Up to ₹1.5 crore
- Collateral and co-borrower often required
- Processing time: 7–14 days
USD Loans (Global Lenders)
- Interest rates start from 3.39%* p.a.
- Covers up to 100% of education costs
- No collateral required
- Processing time: Around 7 days
Why Choose Lorien Finance for Studying in Canada?
- Free loan eligibility check across 17+ lenders
- Higher approval rates with loan matching
- No-collateral loan options
- End-to-end loan application support
- Faster processing time
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